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Hadith

Do you know who the bankrupt is?

عَنْ أَبِي هُرَيْرَةَ رضي الله عنه أَنَّ رَسُولَ اللهِ صَلَّى اللهُ عَلَيْهِ وَسَلَّمَ قَالَ: «أَتَدْرُونَ مَا الْمُفْلِسُ؟» قَالُوا: الْمُفْلِسُ فِينَا مَنْ لَا دِرْهَمَ لَهُ وَلَا مَتَاعَ، فَقَالَ: «إِنَّ الْمُفْلِسَ مِنْ أُمَّتِي يَأْتِي يَوْمَ الْقِيَامَةِ بِصَلَاةٍ وَصِيَامٍ وَزَكَاةٍ، وَيَأْتِي قَدْ شَتَمَ هَذَا، وَقَذَفَ هَذَا، وَأَكَلَ مَالَ هَذَا، وَسَفَكَ دَمَ هَذَا، وَضَرَبَ هَذَا، فَيُعْطَى هَذَا مِنْ حَسَنَاتِهِ، وَهَذَا مِنْ حَسَنَاتِهِ، فَإِنْ فَنِيَتْ حَسَنَاتُهُ قَبْلَ أَنْ يُقْضَى مَا عَلَيْهِ أُخِذَ مِنْ خَطَايَاهُمْ فَطُرِحَتْ عَلَيْهِ، ثُمَّ طُرِحَ فِي النَّارِ».

Abu Hurayrah (may Allah be pleased with him) reported: The Messenger of Allah (may Allah's peace and blessings be upon him) said: "Do you know who the bankrupt is?" They said: "The bankrupt among us is the one who has neither money nor belongings." He said: "Verily, the bankrupt in my Ummah is the one who comes on the Day of Resurrection with prayers, fasting, and Zakah, but he comes while he has hurled abuse at this one, slandered that one, unlawfully consumed the wealth of this one, shed the blood of that one, and beat this one. So, this one will be given of his good deeds and that one will be given of his good deeds. If his good deeds run out before justice is fulfilled, some of their sins will be cast upon him and then he will be thrown into Hellfire."

Narrated by Muslim · hadeethenc:6454

Grading: Authentic (as published by the source; the grader is not named)

Explanation from the source
The Prophet (may Allah's peace and blessings be upon him) asked his Companions: Do you know who the bankrupt is? They said: The bankrupt among us is the one who has no wealth or property. He said: The bankrupt in my Ummah on the Day of Resurrection is the one who comes with righteous deeds such as prayer, fasting, and Zakah, but he comes having insulted and cursed this one, slandered that one, consumed the wealth of this one and denied it, shed the blood of that one and oppressed him, and beaten this one and humiliated him. So, the wronged ones will be given from his good deeds. If his good deeds run out before he has settled the rights and grievances due upon him, some of the sins of the wronged ones will be taken and placed in the records of the wrongdoer. Then, he will be thrown into Hellfire, as no good deeds will remain for him.
  • The Hadīth warns against committing prohibitions, especially those that violate people's material and moral rights.
  • The rights among people are based on competing, and the rights of the Creator, apart from Shirk (polytheism), are based on forgiveness.
  • One should use a conversational technique that attracts the attention of the addressed person and provokes his interest, especially in education.
  • It defines the real bankrupt; he is the one whose opponents take his righteous deeds on the Day of Judgment.
  • Retribution in the Hereafter may wipe out all good deeds and leave nothing of them.
  • Allah Almighty treats His servants on the basis of justice and the truth.

Topics: The Hereafter Life

Source: HadeethEnc.com, published by HadeethEnc.com. Version API snapshot retrieved 2026-10-11 (the source publishes no version number) (retrieved 2026-10-11). Published by HadeethEnc.com. Shown unmodified; not reviewed by a scholar.